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The Tenth Edition updates the materials on Articles 3, 4, Article 4A, and federal payment systems law. It features a selection of leading cases in the area. The 2002 amendments to Articles 3 and 4 are considered, federal Check 21 Act, the 2009 Credit Card Act, and important recent amendments to Regulation CC. Materials on technological advances in payment systems have been updated, and emerging consumer issues have been highlighted throughout. The increasing federalization of bank-customer relations is treated in detail.